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Useful Tips for Purchasing Child Care Insurance

How To Purchase Child Care Insurance

When looking to purchase insurance for a child care center, it is extremely important to select the proper child care insurance for you child care center. All child care insurance coverage is not the same and there are different types of programs to choose from. The right child care insurance will cover and fully protect when accidents happen.

There are different types of accidents that can occur such as a child injury inside or outside on the property, water damage or pipes bursting in the facility and a devasting storm could come through and damage the property as well. The child care insurance is offered to licensed child care centers, nursery schools, preschools, Before and After school programs, child day care centers and many other types of child care facilities.

Tips on purchasing child care insurance:
  1. You will want to make sure that the insurance company is well known and check with the "BBB".
  2. Does the insurance offer any type of a high crisis response team who will step in on unexpected conditions.
  3. Will the insurance company offer your child care center advice on how to make a safier place. Not only just for children, but for the staff as well.
  4. The liability coverage is very important. Will it cover for any type of sexual abuse, all injuries for its staff, its visitor's and children? If you are sued for any type of reason, will you be covered?
  5. Licensed insurance companies are only recommended and always make sure that the insurance coverage is for the location of you facility.
  6. Another very important part of is to do your homework and make sure that prompt handling of claims are done. You want an insurance company that is on top of things and not beating around the bush or setting things aside.
  7. Make sure that the insurance company that you select is financially able and stable enough to pay out on the claims that may be made.

By following all of these important tips, this should help you have a great start on selecting the best insurance for your facility. Each child care facility is different and there are many different types of programs offered.

While you are here be sure to pick up your free gift, the Circle of Safety book. Simply fill out the form at the top right. Plus, To save big money on your childcare liability insurance give is a call at (440) 245-6268. We now have Special Group Rates just for day care providers. Yes, you can now save up to 37.5 percent over what you are paying now.Limited time.

Liability Insurance For Day Care Center In Ohio

Liability Insurance For Day Care Center In Ohio

When you need Liability Insurance for your Day Care Center in Ohio, call a name that everyone trusts. That name is, Janasko Insurance Agency. They have been providing the very best insurance products for two generations now. They have a complete line of special indemnity products just for daycare center operators. These policies help child care owners save money without sacrificing coverage.

How can the agents in Ohio save you so much money on liability insurance? Simple, the representatives at Janasko have done a lot of research into each individual company and the policies they offer. They take in to account many different factors. Among them are things like price verses coverage, how old the company is, and` what kind of customer service do they give, just to name a few. They actively look for the maximum amount of protection available at the lowest possible price. When they find the ideal indemnity coverage at the right cost, they report the service to you, their customer.

Keep in mind, however, only the very best of the best indemnity companies met the rigorous criteria. They must also provide you with fast friendly claims service when you need it. All of this is how they can offer the very best protection in the child care industry --for less money. Likewise, only the very best day care services can qualify for these huge savings. In some cases, a qualified childcare service can save up to forty percent on their yearly protection. They will receive all these benefits without having to cut back on their damage or redress security. No more sky-high deductibles either.

The truth is this; you work hard for your money and your comminity and that is why you need to save on your insurance. The folks at Janasko want to help you same money today.

So when you need the very best indemnification for your Child Care Center in Ohio, but at the lowest possible cost, call Janasko at 1 877 239 2324 now. Find out how Liability Insurance For Day Care Center In Ohio does not have to cost an arm and a leg. If you do not have the time to call simply click the More Information link to fill out your name and email address. Someone will contact you to discuss your needs. It is best to hurry because availability is limited. This savings ends soon.

Ohio Child Care Center Cleaning Check List

1. Make sure floor mats are cleaned daily with a sanitizing solution.

2. Hardwood and Carpet Floors cleaned daily and sanitized

3. Bedding and sleeping cots cleaned daily and sanitized.

4. All Child care bedding is in good working order. Check weekly

5. All A/C and Furnace filters cleaned weekly

Child Care Center Health and Safety Check List

1. First aid supplies stored properly.

2. Each telephone has the poison control, fire, and emergency medical care numbers posted.

3. Toilet rooms clean, well lit, free from odor, ventilated and in good working order daily.

4. Storage areas are safe, uncluttered, and have the proper clearances.

5. Medications stored properly and out of children's reach

6. Maintain a pest control routine

5. Water source approved and properly maintained.

6. Sewage and wastes disposed correctly and properly maintained.

7. Garbage properly disposed of daily.

Infant and Toddler | Day Care Center | Child Care Center Cleaning

1. All toys are cleaned and sanitized daily and are safe.

2. Toys and craft items are non-toxic

3. Potty chairs are properly cleaned and sanitized.

4. Disposable towels for cleaning and sanitizing.

5. Hand washing sink for the diaper changing area.

6. Health policies approved and posted.

Best and Cheapest Sanitizing Solution for cleaning a Child Care Center

Use a bleach concoction for general cleaning with 1/4 cup unscented bleach for every 1 gallon of water. This is for heavily dirtied areas. Make the solution fresh daily because it loses strength quickly. Discard the unused portion at the end of the day.

Other soiled areas are cleaned using an anti bacterial soap, water, and a rag. Rinse clean with damp rag. After all of the dirt and grime is removed, spray them with the bleach solution to disinfect. Then, wipe again with a clean damp rag and allow the area to air dry.

Scrub toilet bowls everyday with the bleach solution too. Wipe the bowl all the way to the floor. Also, scrub and disinfect the sinks daily. It is a good idea to wipe the bathroom walls with the bleach solution once per week.

Always use gloves and safety glasses when handling bleach.

How To Prepare My Children For Child Care Ohio

How To Prepare My Children For Child Care Ohio

The changeover from staying home to enrolling in a full time Child Care in Ohio can be a difficult one for many children. There are several things parents can do to Prepare their Children For Child Care a bit easier, and to ensure a good Child Care experience.

The most important factor for any parent is to choose the right Child Care provider that has good insurance. If possible, it may be easiest to place the child with someone they are already familiar with, either a family member or friend. As this is not always an option, many resources are available for selecting a child caregiver.

Word of mouth from any friends with children will go a long way towards steering you to a good day care. This way experiences can be relayed, either good or bad, and eccentricities discussed. Bear in mind that a provider who is wonderful for one child may not be for another because of differing personalities; however, if several parents have criticized a source, a genuine problem may be present and that person might be one to steer clear of. This is the first step in preparing children for child care.

If word of mouth does not direct you to a good Child Care Center, the Department of Social Services can provide you with a list of licensed and insured child care providers in the area. A pediatrician may also be able to give a recommendation; many doctors get to know their patients fairly well, particularly with children. If all else fails, a phone book or newspaper classifieds can provide listings for child care professionals.

Once a Child Care Center Ohio is chosen, take the child to meet them. Most providers will wish to meet with you prior to the being enrolled. Take the child with you to this meeting if possible. This will give them a chance to look around their new environment and meet the person or people who will be caring for them. Parents can ask questions and find out about their insurance. This is the second step in preparing your kids for day care.

If the child has a comfort object and it is permitted, allow them to take that object to daycare. Most children become homesick for the first couple of weeks, and this will give them a piece of home to hold on to. Giving them a picture of you and other immediate family members to look at when they become lonely may help as well, but make that decision based on the; it may make the situation worse.

If possible, try to stay for a little while in the mornings to help them settle into an activity. This is very important when preparing your child for daycare. This will make the transition easier. If you can, tell the child exactly what time you will pick them up-and make sure you are there. Like knowing what time the workday will end, daycare will be easier if the child knows exactly what time they will see you again. This gives them a sense of security.

The most important thing you can do to prepare the child is to send them off in a positive manner. If you are upset over the separation, they will be upset to, whereas if you seem confident that all will be well and you will see them at the end of the day they will pick up on that attitude. Remember, it is not uncommon for the child to cry when you leave them at a Child Care Ohio. Most children settle in within fifteen minutes of seeing their parents leave. Simply say good-bye and walk out the door-you. You will be able to give them hugs and kisses for being so brave when you come back. This is the most important step in preparing your child.

We hope these steps on how to prepare your children for child care in Ohio is helpful.

Be sure to check out the free gift from Janasko and West Bend Insurance. Simply fill in the request form above to download it now.